April 19, 2018

Maximize Your SS Benefits

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Celebrate Money Smart Week by Maximizing your Social Security Benefits April 25th at 6:30pm

As part of Money Smart Week, Joshua Houle will present a program on how to maximize your Social Security Benefits at the Peterborough Town Library on April 25th at 6:30pm. His program will explore how to best to claim Social Security benefits in order to optimize Social Security income. He will specifically address:

  • Instantly recognize the maximum benefit scenario — that is, the claiming scenario that will yield the highest total benefits over a married couple’s lifetime.
  • Suggest a popular “hybrid” scenario that starts income as early as possible while maximizing the higher-earning spouse’s benefit.
  • Identify spousal strategies that are still valid under the Budget Act of 2015.
  • Show widows how to coordinate their survivor benefit with their own retirement benefit to maximize total benefits.
  • Show divorced people when they can claim off their ex-spouse.
  • Handle complicated WEP and GPO cases.

Josh is a Partner and Wealth Manager at the Monadnock Capital Group and has recently obtained his National Social Security Advisors certificate. The NSSA certificate promotes advanced Social Security education.

Created by the Federal Reserve Bank of Chicago in 2002, Money Smart Week® is a public awareness campaign designed to help consumers better manage their personal finances. This is achieved through the collaboration and coordinated effort of thousands of organizations across the country including businesses, financial institutions, schools, libraries, not-for-profits, government agencies and the media.


Author: Corinne Chronopoulos
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